Financial Online Tool
Car Financial Services – Online Tool
When the time comes to move on from your current vehicle into something new, there is always an element of excitement involved. Browsing options that include the Dodge Charger, Ram, or Challenger is enough to make anyone feel like a kid in a candy shop — at least until you start to think about the financial side of things. Whether or not you have a down payment in hand already, not many people look forward to the process of driving to the dealership to spend an unknown amount of time filing a financing application, waiting for approval, and navigating the rest of the process. It can take a big chunk of time out of your day, and it can be stressful to boot. What if there was a better way?
At Forest Lane CDJR, our online financing tool makes this part of the purchasing process far easier to navigate, with fewer headaches, less wasted time, and more opportunities for you. However, we know that this process may be different than what you’re used to, so we’ve created this quick guide to everything you need to know about the process. Let’s begin by answering some of the most common questions we receive from buyers looking for used cars for sale and hoping to save time during the qualification process.
Is It Safe?
Is It Simple?
Yes again! We don’t believe that you should need to spend 30 minutes filling out paperwork just to get an initial answer as to your ability to qualify for an appropriate auto loan. In fact, our application is just one page, and takes only a few minutes to fill out before you’re ready to submit. Not only that, but there’s nothing else you need to do right away once you apply. Fill it out, turn it in, and get your answer — it couldn’t be easier.
What Information Do I Need to Use the Online Financing Tool?
Good news — you won’t need to go digging into your files for obscure information, nor do you need to worry about the current status of your credit. We need some basic personal information, including your name, address, and Social Security number, along with some basic information about your life. This information includes your current place of residence, your monthly housing payments, and how long you’ve resided at your current address. Following up on that information, we need a few facts about your employment and income status. We’ll ask where you work and about your current monthly take-home income. This information is necessary to help us locate the right lenders to finance your vehicle purchase. If you’d like, you can also add a co-applicant at this stage; simply supply the same type of information for your co-applicant. That’s it — you’re done and ready to submit.
What Happens After I Submit My Application?
Once we’ve received your prequalification request, we’ll start to work on it right away. We get in touch with the many versatile lenders with whom we work on auto purchases and look for the best deals out there. In some cases, we may need to get in touch with you to discuss information such as the amount you’d like to finance or whether you have a down payment to add. We’ll be in touch with you as soon as possible to let you know the results of your application. Once you’re approved, come on down and see us — you’re ready to buy a car!
Apply Online for Prequalification and Start Considering Used Cars for Sale Today
As you can see, applying to prequalify for a Dodge Ram is no problem at all. At Forest Lane CDJR, we’re excited for the opportunity to help you find the car or truck you need, and we’ll do everything we can to make it happen. Check out our online financing tool now and see how safe, simple, and fast it is to submit your details for consideration. Don’t forget to keep your phone handy in case one of our friendly sales associates needs to give you a call to discuss the outcome of your prequalification. Have questions or concerns to address before you prequalify? We’re always happy to hear from you — contact us now.
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